Supplemental insurance

We offer a range of stand-alone insurance plans designed to provide extra protection when unexpected health issues arise. Having this type of coverage can help reduce out-of-pocket costs and bring peace of mind when you need it most. As an independent agent, I’ll guide you in finding the plans that work for your current needs while also preparing for the future. These plans, sometimes referred to as ancillary benefits, are often overlooked, yet they can be an affordable way to strengthen your overall insurance strategy.

  • A large white tooth model surrounded by dental tools including a toothbrush, dental probes, a dental mirror, and an ultrasonic scaler on a light blue background.

    DENTAL

    Dental insurance helps cover the cost of routine care and unexpected dental needs. Most plans provide benefits for preventive services like cleanings and exams, while also offering coverage for basic and major procedures such as fillings, extractions, or crowns. Having dental insurance can make regular care more affordable and help protect your overall health.

  • A pair of black eyeglasses resting on an eye chart, used for vision testing.

    VISION

    Vision insurance helps cover the cost of routine eye care and prescription eyewear. Most plans provide benefits for eye exams, lenses, and frames, and may also offer discounts on contact lenses or corrective surgery. This type of coverage can make maintaining healthy vision more affordable.

  • Person holding a pink awareness ribbon in their hands, symbolizing breast cancer awareness.

    Cancer

    Traditional medical insurance helps cover approved medical services, procedures, equipment, and prescription drugs by reimbursing providers or the insured. A Cancer Plan, on the other hand, pays a one-time, lump-sum benefit directly to you upon the initial diagnosis of a covered cancer. This benefit can be used however you choose — whether for medical costs, household expenses, travel, or other financial needs.

  • Two people holding hands on a hospital bed in a medical setting with healthcare staff in the background.

    hospital indemnity

    Hospital Indemnity insurance is a type of plan that pays you a fixed cash benefit when you’re confined to a hospital. These plans are often customizable, allowing you to choose benefit levels and options that fit your needs and budget. Payments are typically made per day (and sometimes per visit or stay) and can be used however you need — to help with deductibles, copays, travel, household bills, or other expenses during recovery.

  • A table with a stethoscope, a binder clip, a pen, and a form titled 'Critical Illness Insurance.'

    critical illness

    Critical illness insurance provides a lump-sum cash benefit if you’re diagnosed with a covered serious condition such as a heart attack, stroke, or cancer. The benefit can be used for medical expenses or any other financial needs, giving you added protection during life’s most challenging times.

  • A person with a blue arm cast lying on a table, using a crutches.

    accident insurance

    Accident insurance pays a cash benefit directly to you if you’re injured in a covered accident. The benefit can be used however you choose — for medical expenses, transportation, household bills, or other needs while you recover. This coverage helps ease the financial burden of unexpected injuries.